Articles from: January 2017

Health Care For Canadian Entrepreneurs The Most Sensible Option Is A Best Kept Secret

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The Shocking Truth is that you will only realize 70% of the value of a traditional health plan.

The reality is that for the small businesses (especially the sole owner type), monthly health benefit plans are designed to yield around 30% in profit for the Providers when it comes to routine health care expenses. On average, for a small business, you will only get out 70% of the premiums you put in – the traditional monthly plans are designed that way. And, if you claim more in one year, your premiums or limitations will normally increase to maintain that 70/30 ratio.

A Health Spending Account is a great alternative for entrepreneurs.

In contrast, a Health Spending Account (HSA) is far more cost effective for these routine health care expenses, without the artificial percentage and coverage limitations imposed by the insurance carriers. For example, most monthly health plans cover 80% for routine cleaning, up to a fixed annual limit per person. HSA’s have no percentage limits imposed – 100% is covered.

Monthly health plans typically cover only certain services. Few monthly plans cover things like glasses, massage therapy, orthotics, contacts, laser eye surgery, etc. A Health Spending Account allow entrepreneurs’ and their dependents to gain access to a full spectrum of health care services.

The final good news is that Revenue Canada (CRA) allows incorporated Canadian businesses to write-off 100% of the costs of a Health Spending Account, and all claim reimbursements to employees (and dependents) are completely tax-free.

Is it any wonder that today the majority of small Canadian incorporated businesses are now looking at a Health Spending Account, as either their primary, or secondary form of health coverage.

The bottom-line is that it is more economical to cover the routine costs, and the broader range of health care services through a Health Spending Account. In these situations, the monthly benefits plans are more restrictive, more costly and far less flexible.

How Meditation Has Changed My Life

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Every week day for the past 2 years, I’ve done a daily practice with others virtually. Here’s how it works. I call the others on the phone, then one of us rings a bell to start and then again at the end, after 30 minutes. When we’re done, we each wish each other a wonderful day and go about our business.

During the 30 minutes, we each do our own practice. Sometimes I do all mindfulness meditation, sometimes I add in some meridian tapping and at times I’ve done some energy work on myself during the half hour. I always state my intention for who I want to be as the day unfolds.

Having this daily practice has probably been the most significant factor in helping me be my best. I never would have stuck with it so consistently if others hadn’t been involved. Just knowing others were waiting for my call each day made all the difference. We’ve been going for 2 years now and I can really see how it’s changed me.

Here’s what I notice: *Instead of helping me -get away from it all’, my practice helps me to show up for it all. I’m clearer about who I am, so I’m not so rocked by the world and others. I can let WAY more of life in and just BE with situations that before would have been very stressful or difficult.

*It gives me a daily reminder of a bigger picture of myself and who I am as a spiritual being. Instead of reacting like a pinball machine to things in my life, I actually feel as if I have choices.

*I feel healthier than ever. No colds or flu this year….

* Since I review my intentions every day, I am much more likely to act in congruence with them during the day after this reminder.

Having a daily practice has been very rich and rewarding and I heartily encourage people to design one for themselves and then create the support to make it happen.

Hair Transplantation At The New You Clinic Bangalore

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The advancement in medical field has led to the development of different procedures through which you can get thicker hairs on your head. People need to resort various hair transplantation surgical techniques and through which they can get rid of bald areas. This is a reliable and genuine method and patients can get this medical surgery done at the new you clinic. Here are few instructions that patients are expected to follow at Best Hair Transplant clinic.

a) Patients are requested that they should avoid using arthritis medications and aspirin before three days of surgery.
b) You need to shampoo your hairs on the day of hair Transplant surgery at Bangalore and avoid using any hair spray.
c) Patients are recommended that they should take their normal meals before the hair transplantation surgery takes place.
d) You need to take prior appointments from the hospital and make the requisite payments.
e) When hair transplantation surgery has taken place, then you need to avoid taking any alcoholic beverages or it can result in excessive bleeding.
f) Patients should avoid doing any physical exercises or weight-lifting or this can cause swelling on your hair follicles.

These are some of the post and pre-operative hair transplantation instructions that should be followed.

The latest techniques that are followed at Hair transplant clinic in India are- Follicular unit extraction and follicular unit transplantation techniques. FUE method is extensively used when patients need to cover only small portion of their head. It is a hair transplantation technique in which follicular units will be taken through donor area. This is an effective way of restoring your hair and it is beneficial in terms of cost. Strip technique is also known as FUT technique. This is a conventional method of hair transplantation and it makes use of dissecting microscopes. This is one of the Best Hair Transplantation in Bangalore and it is used when larger portions of your head are to be covered. The results of both this technique have been effective in restoring the bald areas with hairs and patients have given positive feedback for the same. In case of any questions or query, patients are requested to contact with specialists and doctors at the new you clinic.

Medical Malpractice – Does An Ineffective Result Mean Malpractice Occurred

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Medical malpractice is a niche area of the general civil law field of negligence. It can be a complex area of law. One of the questions that arises from a more practical point of view is whether an ineffective treatment by a doctor constitutes malpractice?

The medical field has changed radically over the years. It wasn’t that long ago patients believed their doctors could do no wrong. The commercialization of the medical care industry has changed that as much of the doctor-patient relationship has been interrupted. This has resulted in a rise in the number of medical malpractice cases being filed across the country.

So, does the result of a treatment mean that the doctor made a legal mistake? Well, anyone that watches medical dramas like House or ER probably knows the answer to that. It is no. Medicine has come a long way, but it is not a cure all for every health situation. Diagnosis can be difficult and so can treatments. The fact a treatment does not work is not per se an indication that malpractice has occurred. If it was, the medical field would be frozen into inaction because of a fear of being sued.

How then do we tell if a physician committed a legal wrong? The answer is in the process. Every condition presented to a medical professional calls for a minimum level of care that should be formed. In this case, the care would include everything from steps of diagnosis to actual treatment. This minimum level is known by the name “standard of care”. So long as a doctor meets the minimum standard of care, he or she cannot be found to have committed malpractice regardless of whether the patient is cured or not.

The standard of care in any case is determined by expert testimony. The experts are doctors in the area who can testify as to what the minimum level of care should have been in the particular case. The defendant and plaintiff each designate an expert for this purpose. You will no doubt be shocked to learn that each tends to present a very different view of what the minimum is and whether the defendant doctor met it. How are these differences dealt with in court? A jury of individuals who have no medical training at all decide!

Thomas Ajava writes for MetairieWrongfulDeathLawyer.com – your online resource for finding a Metairie wrongful death lawyer to assist with your case.

Toasted Pumpkin Seed – A Healthy Snacks

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Pumpkin is a nutritious vegetable as well as we are using it in Halloween. Most of us curve the pumpkin and throw the seeds. We never know that pumpkin seeds are also very nutritious. There are various vendors who roast and toast the pumpkin seeds and sell that with various packed options.

Americans are adopting such superfood in day-to-day life because of its high nutritious values. Toasted pumpkin seeds are easily replaceable with fried and unhealthy snacks. Peoples like us in United States want to cut down the calories without missing the tasty, crunchy snacks. So, there is no better option than roasted or toasted pumpkin seeds.

Lets check out the nutritious values of toasted pumpkin seed. It is high in fiber. If you look through vitamins side, it is having vitamin B as well vitamin E. There are various essential minerals like zinc iron and magnesium. There are some vendors who offer gluten free pumpkin seeds as packed snack food. Such kind of products can help people to maintain their healthy snacks habits even if they have celiac disease.

In pumpkin seeds, you have great option of having low calorie healthy snack. You can toast at home by shaking the pan constantly over medium heat until seeds turn golden brown. If you dont want to waste time in making toasted pumpkin seeds, there are manufacturers who made available the toasted pumpkin seeds in various sizes of packages. So, you can buy the healthy packaged snack from a grocer or manufactures outlet.

One of the said idioms precaution is better than cure is perfectly suitable to this healthy food. Toasted pumpkin seeds help you to take precaution by offering various vitamins and minerals with fiber. It is low calorie snacks, so there is no more chance to have high cholesterol level. It is also gluten free, thats why it is great healthy snack for people having celiac decease. Its special element also helps to fight against depression. A study has proven that pumpkin seeds also prevent the formation of stone.

Various families in America are adopting the concept of healthy snack on board. Are you one of them? If not, be one of the healthy families by having toasted pumpkin seeds in your daily healthy snacks diet. There are several vendors offering large variety of packaged toasted pumpkin seeds. So, grab pumpkin seeds and be the healthy family.

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